Integra Credit Reviews

Real customer feedback from Trustpilot

4.0
★★★★☆
Excellent
Based on 2,941 reviews
on ★ Trustpilot
4.0/5
Overall Rating
2,941
Total Reviews
78%
5-Star Reviews
A+
BBB Rating

What Customers Love About Integra Credit

⚡ Fast Process

Customers consistently highlight the ease and speed of the loan process, with many receiving funds within 24 hours.

📱 Easy Application

The user-friendly customer portal and straightforward application receive high praise for not involving unnecessary complications.

🤝 Bad Credit Welcome

People value the company's willingness to provide loans when other lenders have turned them down.

👨‍💼 Professional Staff

Staff are described as professional, courteous, and helpful. Questions are answered thoroughly and promptly.

Featured Customer Reviews

Real feedback from verified Trustpilot reviewers

David W.
David W.
Texas, USA
★★★★★

"They literally saved me. I had made financial mistakes in the past and didn't have good credit, and was in an emergency situation, and they were the only one who gave me a chance and approved me for a loan. I will forever be grateful for them!"

Verified Review • December 2024
Jennifer L.
Jennifer L.
California, USA
★★★★★

"Integra Credit made the process quick, easy, and delivered as promised. I completed my application and had the money in my account within 24 hours. I will use them again should the need arise."

Verified Review • November 2024
Robert M.
Robert M.
Florida, USA
★★★★☆

"Application process was quick and easy. I received my funds the next day. Integra came thru in my emergency. The interest is high but they were upfront about it."

Verified Review • November 2024
Maria S.
Maria S.
Mississippi, USA
★★★★★

"Integra Credit, thank you for giving me a chance when others turned me down. The process was a breeze and I would definitely recommend. Thank you again!!!"

Verified Review • October 2024
Anthony J.
Anthony J.
Georgia, USA
★★★★★

"I was hesitant because of so many scams out there but Amazing legitimate business, quick and easy online application and funds were deposited the next business day. Y'all are the best!"

Verified Review • October 2024
Lisa T.
Lisa T.
Tennessee, USA
★★★★★

"We needed cash really quick for a home emergency and you were able to help immediately and it is greatly appreciated. The representatives were very professional and helpful."

Verified Review • September 2024
James C.
James C.
Ohio, USA
★★★★☆

"The company was very professional in handling my loan. When called and asked questions they didn't get off the phone until an answer was found. All emails were rapidly responded to."

Verified Review • September 2024
April C.
April C.
South Carolina, USA
★★★★★

"Integra Credit approved me so fast and was there for me when I really needed help. Thank you so much! The process was simple and straightforward."

Verified Review • August 2024
Marcus D.
Marcus D.
Louisiana, USA
★★★★☆

"It was so easy and fast. Not any complicated questions to slow down the loan process. Had my money by the next day. If you need emergency cash I recommend Integra."

Verified Review • August 2024
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Integra Credit: Pros and Cons

✓ What Customers Like

  • Fast and easy application process
  • Quick funding (often next business day)
  • Approves borrowers with bad credit
  • Professional and helpful customer service
  • User-friendly online portal
  • Clear explanation of loan terms
  • No prepayment penalty

✗ What Customers Don't Like

  • High interest rates (99%-299% APR)
  • Bi-weekly payment schedule
  • Not available in all states
  • Lower loan amounts ($500-$3,000)
  • High total repayment cost
ℹ️
Summary: Integra Credit receives mostly positive reviews for its fast service and willingness to work with bad credit borrowers. However, customers consistently note that interest rates are high. Most reviewers advise paying back the loan as quickly as possible to minimize interest charges.

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