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Integra Credit Loan Products

Personal installment loans designed for your financial needs

$500-$3,000
Loan Amounts
99%-299%
APR Range
6-24 Months
Terms
Next Day
Funding

Types of Integra Loans

Choose the loan that fits your situation

Emergency Loans

Emergency Cash Loans

Life happens. When unexpected expenses arise, Integra Credit can provide the funds you need quickly. Common uses include:

  • Medical bills and emergencies
  • Car repairs and maintenance
  • Home repairs
  • Unexpected travel expenses
  • Utility bills and rent
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Debt Consolidation

Debt Consolidation Loans

Simplify your finances by combining multiple debts into one manageable payment. Benefits include:

  • One fixed monthly payment
  • Easier budget management
  • Pay off high-interest debt
  • Reduce payment stress
  • Clear repayment timeline
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Bad Credit Loans

Bad Credit Personal Loans

Integra Credit specializes in helping borrowers with less-than-perfect credit. Key features:

  • No minimum credit score required
  • Soft credit check only (no impact)
  • Bankruptcy and past issues OK
  • Build credit with on-time payments
  • Second chance lending
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Integra Credit Loan Features

What makes Integra loans different

💨

Fast Approval

Get approved in minutes with our streamlined application process.

📊

Fixed Payments

Know exactly what you'll pay each period with fixed bi-weekly payments.

💰

Direct Deposit

Funds deposited directly to your bank account as soon as next day.

✅

No Prepayment Fee

Pay off your loan early without any penalties and save on interest.

📱

Online Portal

Manage your loan 24/7 with our user-friendly customer portal.

🛡️

Secure & Safe

Bank-level encryption protects your personal information.

Important Information About Integra Loans

⚠️
High-Cost Credit Warning: Integra Credit loans are a high-cost form of credit with APRs ranging from 99% to 299%. These loans should only be used for short-term emergencies when other options aren't available. Consider whether you can afford the payments before applying.

✓ Pros

  • Fast approval and funding
  • Bad credit accepted
  • No prepayment penalty
  • Fixed payment schedule
  • Build credit with payments

✗ Cons

  • High interest rates
  • Not available in all states
  • Lower loan amounts
  • Bi-weekly payments only

Ready to Apply for an Integra Loan?

Check your rate in minutes with no impact on your credit score.

Apply Now →
Apply Now →