🏆 BBB A+ Rated Since 2018

About Integra Credit

Since 2014, we've been helping Americans access fair, transparent credit. Learn our story and commitment to responsible lending.

2014
Founded
100K+
Customers
A+
BBB Rating
26
States
Integra Credit headquarters in Chicago Illinois

The Integra Credit Story

Integra Credit was founded in 2014 in Chicago, Illinois with a simple but powerful mission: to provide Americans with challenged credit access to fair, transparent lending when traditional banks turn them away.

Integra Credit team working together
The Integra Credit team is dedicated to helping customers achieve financial success

Our founders saw a gap in the market—millions of hardworking people needed emergency funds but were stuck choosing between predatory payday loans or going without. Integra Credit was built to be different.

"We believe everyone deserves access to credit that helps them move forward, not products designed to trap them in debt. That's been our guiding principle at Integra Credit since day one." — Arthur Tretyak, President & CEO

Over the years, Integra Credit has grown from a small team in Chicago to a company serving customers across 26 states. We've earned our BBB A+ accreditation, built partnerships with FDIC-insured banks, and most importantly, helped over 100,000 Americans access the credit they needed during challenging times.

Integra Credit customer service team
Our customer service team is the heart of Integra Credit

Integra Credit Values

The principles that guide everything we do

🤝 Transparency

Integra Credit discloses all rates, fees, and terms upfront. No hidden charges, no surprises. We believe informed customers make better decisions.

❤️ Respect

We treat every Integra Credit customer with dignity, regardless of their credit situation. Past financial difficulties don't define your worth.

⚖️ Responsibility

Integra Credit lends responsibly and encourages borrowers to do the same. If a loan isn't right for you, we'll tell you.

💡 Innovation

We constantly seek better ways to serve Integra Credit customers through technology, process improvements, and customer feedback.

Integra Credit Leadership Team

Led by experienced professionals committed to responsible lending

Arthur Tretyak, Integra Credit CEO

Arthur Tretyak

President & CEO

With 15+ years in financial services, Arthur leads Integra Credit's strategic vision and commitment to responsible lending.

Robert Jackson, Integra Credit Marketing Director

Robert Jackson

Director of Marketing

Robert oversees all Integra Credit marketing and customer communication, ensuring transparency in every interaction.

Integra Credit Customer Success Team

Customer Success Team

50+ Dedicated Professionals

Our Integra Credit customer service team helps customers navigate the loan process with care and expertise.

Why Integra Credit is Different

Integra Credit stands apart from other online lenders because of our commitment to responsible lending and customer success. Here's what makes the Integra Credit experience unique:

Integra Credit's Holistic Approach

Unlike traditional lenders who rely solely on credit scores, Integra Credit looks at the whole picture. We consider your income, employment, and overall financial situation to make lending decisions. This approach allows us to help more people access credit.

✅ What Sets Integra Credit Apart

  • BBB A+ Rating: Maintained since 2018
  • FDIC Bank Partners: CCBank and TAB Bank
  • Credit Reporting: Helps customers build credit
  • Hardship Programs: Support when you need it
  • Transparent Pricing: No hidden fees ever

Integra Credit's Commitment to Education

Integra Credit believes that financial education is key to long-term success. That's why we provide resources to help our customers understand credit, manage debt, and build toward financial wellness.

Community and Support

When you choose Integra Credit, you're not just getting a loan—you're joining a community of people working toward better financial health. Our customer support team is here to help you every step of the way, and we offer hardship programs if you face temporary difficulties.

Experience the Integra Credit Difference

Join 100,000+ customers who trust Integra Credit for fair, transparent lending.

Apply Now with Integra Credit