Get a Personal Loan Up to $3,000

Fast approval, no hard credit check, and funds as early as next business day. Integra Credit helps you when you need it most.

🏆BBB A+ Accredited
⭐4.0/5 Trustpilot
🔒SSL Secured
🏛️24 States Licensed
Integra Credit

What is Integra Credit?

Integra Credit is a trusted online lending company that provides personal installment loans to Americans who need quick access to cash. Unlike traditional banks that often reject applicants with imperfect credit, Integra Credit specializes in helping those with bad credit, poor credit, or limited credit history.

Founded and operated by Deinde Financial, LLC, Integra Credit has built a reputation for transparency, fast service, and responsible lending practices. The company is headquartered in the United States and serves customers across 24 states.

2018
Year Founded
50,000+
Customers Served
A+
BBB Rating
24
States Served

The Integra Credit Story

A commitment to helping Americans access emergency funds

Our Mission

Integra Credit was founded with a simple mission: to provide accessible financial solutions to hardworking Americans who are underserved by traditional banks.

The founders recognized that millions of people face financial emergencies every day – unexpected medical bills, car repairs, or home maintenance – but are turned away by banks due to imperfect credit scores. Integra Credit bridges this gap by offering personal installment loans with clear terms, fixed payments, and no hidden fees.

Core Values

  • Transparency: Clear terms with no hidden fees or surprises
  • Accessibility: Helping those who need it most, regardless of credit history
  • Speed: Fast decisions and next-day funding when you need it
  • Responsibility: Encouraging responsible borrowing with manageable payments

Company Timeline

2018
Integra Credit Founded

Deinde Financial, LLC launches Integra Credit to serve underbanked Americans.

2019
Expansion to 15 States

Rapid growth as more customers discover the Integra Credit difference.

2021
BBB A+ Accreditation

Earns A+ rating from Better Business Bureau for customer service excellence.

2023
50,000 Customers Milestone

Surpasses 50,000 satisfied customers across the United States.

2024
Now Serving 24 States

Continues expanding to help more Americans access emergency funds.

Why 50,000+ People Choose Integra Credit

Real benefits that make a real difference

4.0★
Trustpilot Rating
2,941
Verified Reviews
78%
5-Star Reviews
24hr
Average Funding
💨

Fast Approval

Get approved in minutes, not days. Integra Credit's streamlined online process means you'll know quickly if you qualify.

📊

No Hard Credit Check

Checking your rate won't impact your credit score. Integra Credit uses soft inquiries to protect your credit.

💰

Next Day Funding

Once approved, receive funds as early as the next business day directly to your bank account.

📱

Easy Online Portal

Manage your Integra Credit loan 24/7 with the user-friendly customer portal. Make payments, view statements anytime.

🤝

Bad Credit Welcome

No minimum credit score required. Integra Credit helps people with poor credit, bad credit, or no credit history.

✅

No Prepayment Penalty

Pay off your loan early and save on interest. Integra Credit never charges fees for early repayment.

Integra Credit Loan Products

Personal installment loans designed for your needs

Emergency Loans

Emergency Cash Loans

When unexpected expenses arise, Integra Credit provides fast funding for:

  • Medical bills and emergencies
  • Car repairs and maintenance
  • Home repairs
  • Unexpected travel
Learn More →
Debt Consolidation

Debt Consolidation

Simplify your finances by consolidating multiple debts:

  • Combine multiple payments into one
  • Fixed monthly payment amount
  • Easier budget management
  • Clear payoff timeline
Learn More →
Bad Credit Loans

Bad Credit Loans

Integra Credit specializes in helping borrowers with:

  • Poor or bad credit scores
  • Limited credit history
  • Past bankruptcy
  • Previous loan defaults
Learn More →

How Integra Credit Loans Work

Get funded in 3 simple steps

1
Apply

Apply Online

Complete the simple Integra Credit application in just 5 minutes. No paperwork required.

2
Approved

Get Approved

Receive an instant decision. Review your personalized loan offer with clear terms.

3
Funded

Get Funded

Money deposited directly to your bank as soon as next business day.

Start Your Application →

Integra Credit Loan Details

Understanding your loan terms is important. Here's what you can expect with an Integra Credit personal loan:

$500-$3,000
Loan Amount
99%-299%
APR Range
6-24 Months
Loan Terms
Bi-Weekly
Payments

Integra Credit Requirements

  • Be at least 18 years old
  • Be a U.S. resident in an eligible state
  • Have a regular source of income
  • Have an active checking account
  • Have a valid Social Security Number
⚠️
Important: Integra Credit loans are a high-cost form of credit. Please consider whether you can afford the payments before applying.
Loan Details

Integra Credit vs Other Lenders

See how Integra loans compare to alternatives

Feature Integra Credit Payday Loans Bank Loans
Loan Amount$500-$3,000$100-$500$1,000-$50,000
Repayment Period6-24 months2-4 weeks12-84 months
Bad Credit OK✓ Yes✓ Yes✗ No
Fast Funding✓ Next Day✓ Same Day✗ 1-2 Weeks
No Prepayment Fee✓ YesVariesVaries
Fixed Payments✓ Yes✗ Balloon✓ Yes

What Customers Say About Integra Credit

Real reviews from real people on Trustpilot

Richey M.
Richey M.
Texas
★★★★★

"Integra Credit literally saved me. I had made financial mistakes in the past and didn't have good credit. They were the only one who gave me a chance when I needed it most."

Verified • Trustpilot
Deborah L
Deborah L.
California
★★★★★

"The process was quick, easy, and Integra Credit delivered exactly as promised. I completed my application and had the money in my account within 24 hours. Highly recommend!"

Verified • Trustpilot
Michael R.
Michael R.
Florida
★★★★☆

"Application was quick and easy. The interest is higher than traditional loans but Integra Credit was upfront about it. No hidden fees or surprises. Good experience overall."

Verified • Trustpilot
★ Trustpilot Rated 4.0 out of 5 based on 2,941 reviews
Read All Integra Credit Reviews →

Where is Integra Credit Available?

Integra Credit serves customers in 24 states across the USA

Alabama California Delaware Florida Georgia Idaho Illinois Kansas Louisiana Mississippi Missouri Nevada New Mexico Ohio Oklahoma South Carolina South Dakota Tennessee Texas Utah Virginia Wisconsin Wyoming

View all state details →

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Ready to Get Started with Integra Credit?

Join over 50,000 Americans who have trusted Integra Credit for their personal loan needs. Apply now and get a decision in minutes.

Apply Now - Check Your Rate →

No impact on your credit score • Decision in minutes

🔥 Apply Now - Get Up to $3,000 →